Nothing is more unsettling than receiving a letter from an unknown company claiming to have financial information about you that you yourself are unaware of. On the other end of spectrum, is there a better feeling than finding a $20 bill in the old pair of jeans? Believe it or not, these two scenarios aren’t always mutually exclusive. Indeed, we’ve... Read More
“When is the best time to buy a house?” “When is the best time to have kids?” “When is the best time to pivot your career?” “When is the best time to get back into the market?” I love a good timing question and my favorites are questions like these. Questions that involve decisions, the quality of which will be... Read More
In Our Bear Market Playbook, we included rebalancing as part of the game plan when markets drop. Often overlooked as obvious and boring, it's effective and, therefore, not to be neglected. Most of the time, rebalancing is a risk management strategy as stocks get sold to fund other portfolio diversifiers. But during a market downturn, like Q1 2020, there is... Read More
This post isn’t meant to minimize the human impact that the Coronavirus has on those affected but simply to share perspective on the impact of the outbreak to the markets and a well-diversified investment portfolio. With the coronavirus pandemic now impacting the entire globe, markets across the world are reacting. As of Tuesday’s close, the S&P 500 index is off 26% from... Read More
In this post, we provide actionable items that you can do to help reduce your tax bill in any season of life, as well as actions to take in the three phases of your financial life – working, at retirement, and in retirement. As humans, it’s in our DNA to crave action in moments of uncertainty. It’s the fight or flight... Read More
A common concern we hear from many we talk with is: how do I make sure my family is taken care of if something happens to me? While not a fun topic to dwell on, being proactive is one of the greatest gifts you can give to your family—and there may even be benefits for you in doing so. As... Read More
This past weekend marked the 38th running of the epic Hood to Coast (HTC) relays. For locals in the Portland area, most of us have either run, volunteered or have friends participate in the HTC. For those not familiar, HTC is a relay race that starts in the Cascades on Mt. Hood, moves through the Willamette Valley and Portland, and... Read More
Just like when it comes to investing, in business, most of the time, success doesn't happen by following the latest and greatest fad pitched by the guru of the month. But instead, it comes by getting the fundamentals right and doing the things most people ignore. With that in mind, here are three critical financial strategies that most business owners... Read More
Investing – Simple and Complex On paper, investing is simple - invest in a broad basket of stocks and over time you’re likely to achieve positive returns (historically speaking). Who hasn’t seen this chart before? Source: Dimensional Fund Advisors However, in practice, investing gets a little more complex when things like time-frame, objectives and preferences get factored in. ... Read More
Understanding Entity Structure Most small businesses are started by those that are particularly skilled and/or passionate about providing a service or product. For many, providing this service or product is the fun part of running a business. From technology consultants to golf pros, it’s the running of the actual business that causes headaches. Under the headache category often falls the... Read More
